In 'Phantom Ledger,' you play as Sam Wraith, a disgraced financial analyst who stumbles upon an old ledger filled with spectral contracts—legally binding agreements made with ghosts, zombies, and otherworldly beings. As you delve deeper into the enchanting underworld of spectral commerce, you realize that these contracts hold the key to powerful secrets, buried treasures, and potential disasters. Your choices affect both the fiscal and spiritual balance of your city as you negotiate deals, avoid ghostly creditors, and investigate supernatural incidents. Can you untangle the threads of the past and make the most lucrative choices without becoming a lost soul yourself?